Hurricanes: Facts and Tips

Sources: Federal Emergency Management Agency & National Oceanic and Atmospheric Administration

According to the Federal Emergency Management Agency (FEMA), “a hurricane is a tropical storm with winds that have reached a constant speed of 74 miles per hour or more.” Hurricanes can cause extensive property damage and loss of life. At Germania, we strive to ensure that our policyholders are educated in case of a catastrophe. Below you will find a few facts and tips that will help your family be more aware and prepared. You can download a hurricane tracking chart by selecting the link below.


Governor's Division of Emergency Management - Hurricane Preparedness - 

If a hurricane warning is issued...

Protect windows with plywood or storm shutters.
Turn your refrigerator to its coldest setting and keep closed.
Put vehicles in a garage or other shelter. Make sure that your boats, trailers and farm equipment are secure.
Move lawn furniture and lawn equipment indoors or under cover.
Keep emergency phone numbers handy including the phone number to your Germania agent.


After the Storm

Check your property for damage. Contact your Germania agent to promptly report damage. Follow immediately with a written claim to protect your rights under Texas´ prompt-payment law.

Make reasonable and necessary repairs to protect your home and property from further damage. Cover broken windows and holes to keep rain out. Do not make permanent repairs before a claims adjuster inspects the damage. Keep a record of your repair expenses and save all receipts. Photograph the damage. Try to be present when the adjuster inspects your damage.

What's the difference...

A “Hurricane Watch” means a hurricane has become a threat to coastal areas. Residents and businesses in those areas should monitor the situation and be prepared to take precautionary action promptly if a hurricane warning is issued.

A “Hurricane Warning” indicates that hurricane force winds, dangerously high water, and rough seas are expected in a specific coastal area within 24 hours and precautionary actions should begin immediately.

Did you know...

  • Hurricane season lasts from June 1 through November 30.
  • August and September are the peak months of the hurricane season.
  • Hurricanes can last more than two weeks over open waters.
  • Most hurricane-spawned tornadoes occur within 150 miles of the coastline.
  • The Gulf of Mexico hurricanes produce more tornadoes than Atlantic storms.
  • A hurricane’s eye can be 20 to 30 miles in diameter.

Saffir-Simpson Scale

2008 Season Prediction





THIC
PO Box 645
Brenham,TX 77834-0645
Phone (979) 836 - 5224
Toll-free (800) 392 - 2202
Fax (979) 830 - 7547
gins@germaniainsurance.com

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